Making Additional Storage Space In Your Loft

When it comes to our homes, it seems that the one thing we can never have enough of is storage space. As our families grow, we need more and more space to store our belongings, our clothes, toys and all the other things that we seem to just accumulate. We resort to more cupboard space, under bed storage, we even put things in sheds and garages and hope for the best. And yet many of us ignore a storage solution that is literally right over our heads – our loft space.

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The loft space is something that many of us just ignore, and yet it can be the perfect storage solution. It is almost the whole of your upstairs space, and can be made into a light and airy space with the addition of roof windows from Solstro.  Lofts are a great place to store seasonal items, things like Christmas trees and decorations that you only need to use once a year, but are then a problem to store for the other 11 months. They can also be useful for storing old toys that you don’t want to part with but are no longer played with.

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There are a few more things to consider if you plan to use your loft for storage. In older houses (like my Victorian terrace for instance), the loft space can be dusty and lofts are not designed to take much weight, so a board out is a good investment, making the space cleaner and safe for walking in.The floor can be strengthened by installing loft panels, which is a relatively simple job, you can find a good how to guide from Wickes by clicking here. A good loft ladder can also be a worth while investment, a pull up and down style that can be  attached to your loft hatch and then stored in the loft when it is not needed.

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If you are struggling for space in your home, moving some of your current clutter into your loft space could be just the solution you’ve been looking for.

Managing Home Renovation Scope and Budget

A great time in the life of a home owner is when all the bills are paid and all the new improvements are done and paid for. No more mortgage to pay each month and the home is up to date with all the latest gadgets and trimmings. But actually, this is a rare scenario of fantasy land for the everyday homeowner, so we have to be a little more savvy with our budget when it comes to home renovations.

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Celebrate the Accomplishment of Home ownership with Good Decisions

Home ownership is a great time in life, having done a great deal of research, searching, dealing for the right home price, signing for a mortgage, and all the activities involved in relocating. But even if you buy a brand new home, time flies and starts to take its toll on the once shiny, new paint job. Appliances can fail, shingles get loose, leaks and cracks can appear. Your home can become a victim of time just like our own bodies. Money will be needed to fund home improvements to shore up any decay and keep the home from falling into disrepair, or just to prevent it becoming outdated in interior design. For those who hold the aesthetics of the home dear, planning a project to renovate the home is in order.

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Being realistic is a good starting point.

Questions should be asked, can work be done in the best way, with cash upfront to avoid having to take on debt with interest on top of periodic payments to fund the project? Cash is the very best and most economical way to complete a home improvement project. For those who have cash on hand to do this or have a windfall of cash coming in, this is a wonderful thing. There are those who have been good at saving and when the time comes the cash can be drawn on. A kitchen can be remodeled or an addition can be added on and this can all be done within your budget. An emergency situtation like fencing needing to be redone or repaired to add to the security of a property to keep your lovely home safe.

Project Scope and Budget for Home Improvements

Remember to plan properly if the home improvements, such as a paint job, are to be financed. Cash is king, but not many of us have the cash on hand for home improvements, especially in emergency situations. Borrowing money wisely is a skill. For many, the Home equity line of credit, or a second mortgage, secured by equity in the home, is a good way to keep the interest rate low at around 4 to 5 percent. Seek a shorter term than 30 years as this will keep the cost of the renovations down, paying less interest over time. A 25 or 15 year term would be better with no early pay off penalties.

Construction Loans are Another Option for Very Short Term Projects

Many home improvements are funded by the builder in an interim loan that pays for the immediate construction costs. The bank will inspect your project at each phase of the project and fund each step to pay the contractor or the contractor will offer this financing and the you will pay the contractor with a final second mortgage secured by the equity in the home.

Contingency Funding

We all know about Murphy’s Law. Whatever financing method is chosen, always consider the contingencies of overages, unplanned events that obstruct the completion of the project, and higher costs for resources and materials. Always plan for at least 25% over the original budget as many times the unexpected costs do materialize.

 

 

Planning a Dining Room Make-over

I once remember my mom saying that once you have your own home, you never really stop decorating. It’s a bit like painting the Forth Bridge – you go from room to room, and once you get back to the start, you start again as it starts to look a little shabby.

We moved into our home in 2003, and the first room we decorated was our dining room. It was self facing, so I turned it into my sunshine room, with yellow walls, a solid wood floor and wooden furniture. It was my favourite room in the house, the one that was most ‘me’ and reflected my love of colour and brightness.

Just after moving into our house in the dining room in 2003.

Just after moving into our house in the dining room in 2003.

Fast forward to 2015 and the room seriously needs an overhaul. The paper is no longer bright, but no contains pen marks from when Joe went through the ‘writing on walls’ stage. New windows have pulled paper off in sections around the window frames, and the dining room table is now a giant subuteo pitch. I want new, contemporary furniture and decor in my favourite room, and I have been looking for inspiration on the Danetti website.

angola-modern-oak-and-louisa-dining-set-14We are keeping the wooden floor, although it will need sanding to get rid of the heel marks I have made over the year (me bad!), so I am loving the Modern Oak and Louisa set pictured above, which mixes wood, metal and white faux leather. I may have to ban Joe from eating anything with ketchup if the chairs are to remain white though…

New York skyline Wallpaper

New York skyline Wallpaper

We have decided to turn the chimney breast into a feature wall. I love anything New York related, especially the Chrysler building, so we are going with a stunning New York feature wall that will contrast nicely when set against neutral walls.

The plasterer is booked in for next month, so the transformation will soon begin – I can’t wait to see my new domain when it is finally finished.

Are you planning any room transformations this Summer?