A few holiday Essentials

As we reach the end of February, our thoughts are finally turning to Summer days. Many of us have already booked our Summer holidays and are starting to list what we need. Holiday season is just around the corner, and with half term this week, people have already started jetting off to enjoy some much needed sunshine. But it is no secret that holidays, as well as being a time for fun, relaxation and excitement, are also a time that can prove to be very expensive. Travel money, holiday wardrobes, travel insurance, new luggage, all of these things can add up and make even the most budget of holidays rather more expensive than you may have budgeted for.

So this post is about planning ahead, not leaving all that shopping for holiday essentials until the last minute. A few bargain buys will update your holiday wardrobe without breaking the bank. Don’t forget to check out your local supermarket brands for bargains, Morrisons have an adult range as part of the Nutmeg range, whilst some branches of Poundland are stocking the budget brand Pep and Co in their stores. There are also a couple of ideas for must have items, investment pieces that you will be able to use year upon year.

Swimming Watches

If your holiday is one of water adventures, then it could be worth investing in a swimming watch. Swimming watches for women are stylish and durable, and are great if you want to indulge in scuba diving, swimming, water skiing, or any other kind of watery activity. These days a waterproof watch doesn’t have to be bulky or manly, it can actually have a sleek and stylish design.

A Maxi Dress

A maxi dress is perfect for evening drinks or daytime sightseeing. it can also double up as a pool coverup, or you could add a denim jacket and it will be great to travel home in. Choose a pretty pattern for extra style points.

Sandals

A cool pair of espadrilles will work for holidays and festivals alike. Add in a metallic touch, and you have a shoe that is stylish and versatile. Try to choose a pair that will work with most of your outfits so you can cut down on the packing.

Beach Cover Up

A beach cover up can look so much  chicer than a sarong, and this black dress has an interesting back detail. This means that it would also work for drinks after dark, just add a pair of statement earrings for an evening look.

A Hat

Protect your head with the coolest cover up around – it has to be a Fedora. You could travel in this to help it keep its shape, or pack your undies into it to avoid it being flattened in the suitcase.

 

A versatile Bag

Boho prints are another holiday fave. I love the pink accents in this tote bag, it looks like it has come straight from Talitha Getty’s 1960s Marrakesh wardrobe. This sort of bag would work for the beach, or for sightseeing.

Visit London this Spring

It’s our capital city, and no-one would argue that it is also one of the most magnificent cities in the world. Of course I’m talking about London. Spring is a fabulous time to visit, the parks are in full bloom and everything looks better with a bit of sunshine. I have put together a short guide of places to visit this Spring if you are heading for a day out, a quick City break, or a longer trip. Don’t forget to look into getting a London Pass which could help you save money on a range of unmissable attractions, including historic buildings, sporting venues and beautiful gardens.

Harrods

Harrods is a must visit at any time of year.  As well as being an absolute icon of shopping and retail history, it is also a wonderfully stunning store, with incredible architecture that you can enjoy even without making a purchase and getting one of those little green bags.

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A River Thames Cruise

A river Thames cruise is just the best way to see the great city of London. They operate a hop on/hop off ticket so you can choose the parts of London to see in more detail, and you can also get more glamorous packages which include a gourmet meal or a dinner dance. There truly is no better way to enjoy the city, and all its incredible bridges, including the iconic Tower Bridge.

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Wembley Stadium

For lovers of football, a trip to Wembley Stadium is a must do. The stadium runs tours regularly and there is also a pretty brilliant stadium megastore where serious football fans can make a huge dent in their spending money. Make sure you get lots of photographs of that famous Arch.

Carnaby Street

It’s no longer the centre of cool London like it was in the 1960s, but Carnaby Street and the surrounding area is still a great place to find independent boutiques, vintage shops, and branches of more unusual High Street stores – Monki and Irregular Choice amongst my faves. Carnaby Street is still a place to find an unusual gift, independent food vendors and some pretty good street entertainment.

 

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The Shard

If you want to get a view across London, then the viewing platform from The Shard is certainly the best place to get it. You can see almost 40 miles across the city from the platform, and your ticket is weather guaranteed, meaning that if the day turns out to be foggy or drizzly, you can come back for free.  If the view doesn’t take your fancy you can always check out the  growing retail arcade situated on the pedestrian route between London Bridge underground station and the main entrances to The Shard.

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Architecture, Architecture

If, like me, you are interested in beautiful buildings and interesting architecture, then London is the city to visit. It has everything to savour, from the Art Deco beauty of the Hoover Building and the Daily Express building, to the Regency buildings of John Nash, and the artistry of Sir Christopher Wren. The newer architecture is also interesting and awe inspiring. Take a bus tour and just enjoy the sites.

Maintaining A Fashionable Lifestyle With Alamo Associates

We live in an age when consumerism is perhaps at its peak. Financial facilities that are now available have led to a general belief that it is now easy to buy whatever we wish, and then pay for them later in manageable bits and pieces. This has resulted in buyers becoming more aggressive. Buy now and pay later is the culture that has taken over the world. As a result, people are being more and more driven towards debt.

Easy money fuels buying

It is so easy to get into debt. Suppose you have a reputation for being fashionable, and you take pride in buying new items frequently. It is quite natural that in order to stay fashionable, you indulge in spending more on branded clothes and accessories. You feel a tinge of excitement every time you see a “sale” sign hanging outside of a store. In order to stay tuned with the trends, you become unmindful of the spending since money is now easily available through various financing schemes and credit cards. You pamper yourself with shopping sprees that soon become your habit.

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The debt trap

The habit of uncontrolled buying can keep growing. This can lead to a dreaded financial rut as debts mount on credit cards. The temptation to borrow from multiple sources to keep pace with your buying habits is always a danger. Debt can also get worse due to just paying the minimum amount off every month against the debts, which is quite common with other financial needs, but the burden of debt gradually acquires menacing proportion. Along with other bills that need paying each month, managing debt can become a big problem. Missing out on payments can make things worse for you as debts keep piling and you can also end up with late and missing payment fees.

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Borrow from a single source Like Alamo Associates

So what options are available to help manage your debt and repayments?  You need to look for support from a company like Alamo Associates who prioritise what clients need by offering a single monthly payment with low interest rates.  The idea being that it is easier to deal with a single lender who offers finance at lower interest levels, enabling you to pay off the total sum of all other outstanding debts.

What Will Happen?

A company like Alamo Associates will first evaluate your needs and financial situation, before they offer you a new loan/payment scheme that should be manageable for you.  The new loan is obtained at lower interest rates so that you pay less every month and can hopefully lead to your debt being repaid in a way that still leaves you able to live day to day.

You have thus found out a way to get out of the vicious trap of debts that has now becomes easy to manage. You don’t need to give up your love for fashion to live a life free of debt. All you need to do is manage your finances better!