8 Frugal Living Tips For Mums and Dads


The difference between frugal living and being a cheapskate is something you can see when you look in the fridge.  When you look inside a cheapskate’s fridge you will find nothing but on the other hand, a frugal cook will have a lot of healthy foods stocked in the fridge. The literal meaning of frugality is to spend less money than you are earning, saving it, and utilizing it for useful purposes. I have compiled a list of frugal money saving tips to help out mums and dads on a quest for saving money.

Ceramic piggy bank

  1. Make sure you find some good coupons, as well as visiting UK free stuff sites for some fantastic frugal savings. You can save a lot of money by checking out the current offers before you start your shop. Also shop around for the best deals on household appliances, home wares and other items that can be more expensive purchases to make sure you get items that will really work for their money and should last you longer. I also suggest to read product reviews before you buy anything – you can do that on Trustorereview.
  2. Save all the change and extra coins in a piggy bank that no matter what you can’t open (without using a diamond cutter.) When the piggy bank gets full and heavy then you should open it and save the money in your bank. I deposited £128 in our bank account the last time we broke our piggy bank.This is also something I get my little boy to do to save his holiday spending money.
  3.  You should take a look at your weekly menu and cut some of the meat out, going vegetarian is not only good for your health but it also lets you save a lot of money.
  4. Make your detergents at home, it’s easy to do and there are a lot of tutorial videos on YouTube.
  5. You can visit Baby and Kids Market and eBay to sell all of your baby’s old clothes, toys and other equipment. I personally did this and made £112 which I then used to buy new clothes for Joe. This habit can not only help you save money but is also helpful for the environment as we get to recycle our old things. Most children’s clothing is not that worn – they grow so quickly after all, so good quality stuff is snapped up and you can make a decent profit.
  6. Take your kids to the nearby park or playground instead of an indoor play centre which can cost a lot of money. Joe loves the park, we just take a picnic and a football, and can have hours of fun.
  7. My visits to the supermarket are always planned. At the start of each month, make one visit to the grocery store and meat, vegetables, milk and bread in bulk – this is often a cheaper option.  Freeze the excessive stuff and use it through the month. It not only saves money on making the trips to the store but also stops you from buying clothes and other luxury items that you don’t really need on each visit.
  8. Always keep an eye on your electricity consumption. Keep the extra lights switched off and make sure that all of your appliances are running on energy-saving mode.

Is there anything you do to be more frugal? Let us know…

We Need To Talk About Savvy Shopping!

Do you adore shopping like me? Some people see it as a sport, even a hobby? Even if you don’t love to shop, you’ll still need to buy things at some point. So check out my tips for savvy shoppers below and get the most for your money.

Your Credit Cards

Many of your purchases, particularly when you are shopping online, are made on credit cards. This seems to be a good thing, you have protection if your items don’t turn up, and can then pay on a buy now pay later basis. But is this really such a good idea, and how much do you actually end up spending on your item? The answer is that this is fine if you pay off what you owe at the end of each month. If you don’t, your payments could actually be made up more of interest than actually paying off your balance, and that balance will grow every week. Use Calculator.Me to find out how much you are actually paying in interest each month, they have a credit card payment calculator which can show some quite shocking results and may encourage you to switch to a much lower interest credit card.

 

Loyalty Scheme

Another thing that savvy shoppers do is take advantage of stores loyalty schemes. It is always worth signing up for a shops loyalty scheme, especially if you shop there regularly. You’d be surprised at how many reward points you can collect over time. Maximize your points by combining them with other offers to get the best use out of them

Voucher Codes

Coupon and Voucher codes are a great way to be savvy when you are shopping. They can save you money on the item, get you items free or even provide you with free delivery.

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You can use coupons in store. Clip and organize them before you go, and make a list of the items and the amounts that you are aiming for. Some people even get into extreme couponing and managed to get their weekly shop entirely free of charge.

Another way to use coupons and voucher codes is when shopping online. Always do a quick search for coupons codes before you complete your purchase, as you never know what discounts you could be missing out on. Vouchers and discount codes can enable you to buy a better quality of the product because of the reduced price.

Sales

Savvy shoppers always make use of the sales. Unless you are just going to grab any old bargain, it’s best to have an idea of the sort of thing that you have in mind, otherwise, it can be too tempting to buy something you don’t need, just because it has a massive price reduction.

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A good technique is to look at and make a note of the full price items that you like. Then go straight to those when the sales starts. This means you are saving money on items that you would probably get anyway.

Get Your Festival style sorted

Festival season will soon be upon us, and this year sees the biggie back, with Glastonbury once again promising to be memorable. Festivals are a great mixture of great style, great music, and, notoriously bad weather, but they are a part of Summer to enjoy and savour, whether you go for a single day or enjoy the whole camping/glamping experience.

Festivals in the UK are as famous for the inclement weather as they are for the music, and weather does tend to govern festival fashion. Unlike Coachella, white is never a good idea at British festivals, one downpour and that lovely fresh field becomes a total quagmire. That said, there have been some amazing festival fashion over the years, with Kate Moss being the reigning Queen of festival fashion, but with the likes of Lily Allen, Alexa Chung and Millie Mackintosh also showing us how it’s done.

Festival style

Glastonbury Festival

Florence Welch

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Kate Moss

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Alexa Chung

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Lily Allen

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Millie Mackintosh

British festival style is a cool mixture of Hunter Wellies, cut off denim hotpants worn with either shabby chic knitwear, tie and die, or vintage cotton. The aim of the look is to be eclectic, this mish mash of styles works to create a look that is both unique and practical, whatever the weather decides to throw at you.

 

Camping or Glamping?

Festivals often mean camping, with most festival goers setting up their own tents for the duration. But, if like me, camping is not your thing, and you prefer home comforts and luxury whilst enjoying the atmosphere of the festival, then maybe glamping is a better option for you.

The Yurtel Steanbow experience is the most luxurious way to experience Glastonbury this year, the one that I am sure Kate Moss would well appreciate. From deluxe bell tents, to Yurts full of home comforts, to the absolute creme de la creme, the luxury suites that come complete with cosy rugs, a shower room and front decking from which to enjoy the views of Glastonbury Tor, the experience allows you to enjoy all the fun of the festival, but to then chill out with Spa treatments, and to enjoy a la carte dining with not a dodgy burger in sight.

This is definitely the way to enjoy Glastonbury if you are just there for the music, and want to avoid the burger vans, portaloos and too much mud.

Are you going to a festival this year? Will you be camping or glamping?