Once upon a time shopping was simple. You went to the cash machine, drew out your money, and you shopped until it was all spent. Designer clothing was the property of the super rich and famous, the rest of the population were perfectly happy to stick to the Great British High Street, and as for internet shopping, it was merely a blink in the World Wide Webs Eye.
But fast forward to the present day. It is no longer just the celebrities who carry the designer bags, or wear the Louboutin shoes. Nor is it just the rich who buy designer clothing. Take a look at Harvey Nichols or Selfridges on any given Saturday and you will see women of all ages and backgrounds lured by the beauty of designer goods. It is an expensive game to be part of, but luckily there are various loans online through various banks and online companies that can help you with financing your wardrobe.
If you have a touch of the shopaholic Becky (and I have to hold my hands up and say, yes, that’s me), then a short term loan from a may be a much better option than a shop store card or a credit card. It may be that you decide to splurge on that super designer piece you’ve had your eye on, or maybe your wardrobe is in dire need of an overhaul, it could even be that your mobile phone has seen better days, or your car is now on its last legs. Whatever you decide to spend on you can rest easy in the knowledge that you will not be alone in needing help .
If you want to find out more about the current lending trends in the UK, you can find lots of information by checking out the consumer credit index produced by Cash Lady. This new tool on their website shows that millions of people apply for shot term credit solutions each year, and they have broken down the data into monthly consumer trends by city, showing the average loan request, monthly income, and even top employers. The findings are fascinating – the top employers for Birmingham are the NHS, ahead of supermarkets Tesco and Asda, and the top reason for lending is an unexpected bill, with a special occasion also appearing in the top three reasons of most UK cities.
Whether you are paying an unexpected bill, finding money for a special occasion like a birthday or a holiday, or even just splurging on something you’ve had your eye on for a while, there are ways of safe borrowing that can make this process much easier.