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Protecting Your Young Family Financially
I genuinely believe that people’s thoughts and feelings on their finances become far more important after the birth of their first child. Before then, particularly if you are single, it seems like it is fine to live today and save tomorrow, and all those ideas of putting something aside for a rainy day are just that, ideas of something that you can put off until tomorrow. But when you have a child, your outlook changes, because now there is someone else who is reliant on you for everything, and this can often have you looking towards the future. A custodial Roth IRA One way to save money for your children’s…
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Sorting Your Finances For Spring
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Getting Financially Savvy In Summer 2023
Inflation may be finally falling, but the credit crunch still in full flow, and money is becoming increasingly tight, 2023 is turning out to be the year when many people have to, once again, tighten their belts when it comes to all areas of family and employment finance. But, if we are being truthful, are we as canny with our budgets as we could be. I know my answer to this question is no, but 2023 could be the year when you change all this. Here are some of the things you could be looking at. Bank Accounts Look carefully at your bank accounts. I have had the same bank…
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Sorting Your Finances During The Corona Crisis
The Corona Crisis is very troubling for us all. As well as trying to protect ourselves, our families and others from contracting the virus, we also have to face the realities of what lockdown mean to us financially. Many people are currently on furlough, which means that our wages and earning capacity has been cut, whilst others have found themselves working reduced hours, made redundant, or in a very precarious situation of being self employed, unable to work, but not being guaranteed any money until June. This can make or day to day existence one of constant worry. If you are worrying about paying your bills, here are a few…
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How To Enjoy Your Summer On A Budget
You can still enjoy your summer despite being on a budget, it just means you’ll have to get creative here and there. A good idea is to set time aside to spend quality hours with your friends and get involved with outdoor activities such as trekking, outdoor climbing, swimming, and water sports, as these are all relatively cheap to take part in (even free). Instead of going out to restaurants to eat, get social and consider inviting a group of friends to yours, and cooking a large meal for yourselves, and hopefully your pals will return the favour over the course of the holidays. Set Money Aside For peace of…
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Fashion Is Your Business
It is often considered to be fun, frothy and frivolous. The obsession of the young, those with disposable income, wanting the newest trends as quickly as possible. Yes, fashion often gets a bad press from those who consider clothes to be a functional necessity rather than an obsessive passion. Those who indulge, and indeed love fashion can be labelled shallow, but, in reality, there is so much more to fashion than simply getting a ‘look’. The Fashion Industry is one of the crowning glories of the British Economy, with London Fashion Week now firmly entrenched amongst the most important in the fashion calendar. It has been estimated that more than…
