8 Frugal Living Tips For Mums and Dads


The difference between frugal living and being a cheapskate is something you can see when you look in the fridge.  When you look inside a cheapskate’s fridge you will find nothing but on the other hand, a frugal cook will have a lot of healthy foods stocked in the fridge. The literal meaning of frugality is to spend less money than you are earning, saving it, and utilizing it for useful purposes. I have compiled a list of frugal money saving tips to help out mums and dads on a quest for saving money.

Ceramic piggy bank

  1. Make sure you find some good coupons, as well as visiting UK free stuff sites for some fantastic frugal savings. You can save a lot of money by checking out the current offers before you start your shop. Also shop around for the best deals on household appliances, home wares and other items that can be more expensive purchases to make sure you get items that will really work for their money and should last you longer. I also suggest to read product reviews before you buy anything – you can do that on Trustorereview.
  2. Save all the change and extra coins in a piggy bank that no matter what you can’t open (without using a diamond cutter.) When the piggy bank gets full and heavy then you should open it and save the money in your bank. I deposited £128 in our bank account the last time we broke our piggy bank.This is also something I get my little boy to do to save his holiday spending money.
  3.  You should take a look at your weekly menu and cut some of the meat out, going vegetarian is not only good for your health but it also lets you save a lot of money.
  4. Make your detergents at home, it’s easy to do and there are a lot of tutorial videos on YouTube.
  5. You can visit Baby and Kids Market and eBay to sell all of your baby’s old clothes, toys and other equipment. I personally did this and made £112 which I then used to buy new clothes for Joe. This habit can not only help you save money but is also helpful for the environment as we get to recycle our old things. Most children’s clothing is not that worn – they grow so quickly after all, so good quality stuff is snapped up and you can make a decent profit.
  6. Take your kids to the nearby park or playground instead of an indoor play centre which can cost a lot of money. Joe loves the park, we just take a picnic and a football, and can have hours of fun.
  7. My visits to the supermarket are always planned. At the start of each month, make one visit to the grocery store and meat, vegetables, milk and bread in bulk – this is often a cheaper option.  Freeze the excessive stuff and use it through the month. It not only saves money on making the trips to the store but also stops you from buying clothes and other luxury items that you don’t really need on each visit.
  8. Always keep an eye on your electricity consumption. Keep the extra lights switched off and make sure that all of your appliances are running on energy-saving mode.

Is there anything you do to be more frugal? Let us know…

If I won the Lottery just what would I buy?

I love shopping! There, I’ve said it. I love the feel of getting something new, of finding a bargain, of treating myself, or a loved one, to something that has been admired, but may have been too expensive, and has maybe had to be saved for. But monthly bills and expenses, and also the ever growing expense of having a child who seems to grow out of things at an alarming rate means that my shopping habits have to be frugal and careful. How I wish that money was no object!

I’ve become one of the best bargain hunters around. I love to shop vintage, adore charity shops, and enjoy the sales so much. I love eBAY, and preloved sites where you can sometimes pick up coveted designer items for a fraction of the original price (my most recent purchase was a Furla bag that is just the softest, most gorgeous item.) And I love TK Maxx, where you can find both High Street and designer items at real bargain prices. But all this bargain hunting doesn’t mean I don’t dream of what I would do if one day I won the lottery. A lottery win is the stuff of dreams, but somebody has to win it and for the cost of the ticket it has to be worth a try. Many lotteries offer far more in prize money than the UK National Lottery. What damage I could do in Selfridges with that sort of money. I often daydream, after winning the lottery, what would I buy?

 

As money is now no object, I would also add a little piece of Victoria Beckham to my dress collection. Victoria’s close are known for being understated and elegant, but this abstract print metallic midi dress is probably as disco as Victoria is ever going to get, and I absolutely love the style and the print, although I’m guessing I would have to let if out a bit…I’m not exactly a VB sample size.

A holiday would be nice too. The place at the top of my wish list is New York. I would love to see a show on Broadway, and, as a massive Sex in the City fan, I would have to follow in Carrie’s footsteps by checking out all the sights from the hit TV show. Where to stay? It would have to be the The St. Regis, a bargain at around £500 per night. Show me the way to the penthouse suite please.

Shoes and Bags

Just like Carrie Bradshaw, I have a real passion for shoes and bags. Winning a fortune would leave me with a shoe collection that would rival Carries, and of course I would have to add some Manolo’s and Jimmy Choo’s to that collection.

New shoes need a new bag, and this season’s lust have BOTTEGA VENETA pouch leather clutch is just so gorgeous it would have to come home with me. The price? Well, put it this way, there’s no change from £1000. Definitely one for the lust list.

What else? A supermarket sweep around Tiffany’s would be nice, as would being let loose in the Foyles book shop on Tottenham Court Road. I also wouldn’t mind buying my favourite football club West Bromwich Albion if money really was no object.

We can all dream, can’t we.

Collaborative Post

Ensure Your Child’s Safety When Driving This Winter.

When driving, it’s a big responsibility transporting any passengers, and extra care and preparation is needed when younger children are in the car.

Are you really driving as safely as you can?

Keeping Your Car in Tip Top Condition

You need to make sure your care is road worthy, that tyres are in good condition, oil and water and screen wash is kept topped up, and that you have a battery charger for those cold winter days when it just won’t start. For the best equipment for your car, you can look at Best Buy Auto Equipment  who can also be a stockist for car parts if you find your car suffering from problems with the engine, clutch etc. Here you can find out the answers to questions such as how much does it cost for a car lift? and can get the best price for equipment.

Distractions

Even taking your eyes off the road for a few seconds can be extremely hazardous. In a few seconds you’ll have travelled several yards, and in that time the situation in front of you can change rapidly.

Are you prone to, say, looking at the radio or heating controls instead of the road? Do you tend to look back to address people in the back seat? Try to curb these tendencies. You owe it to your passengers to maintain focus.

Preparation

Ensure you know the laws regarding child seats. Make sure young children are properly seated and secure. If you’re using child seats, are they still up to the job? Can you fix them securely?

Have you remembered to switch off the airbag if your child is seated in the front? Indeed, can you switch off the airbag in your model of car? If not, be careful of what size child sits in the front as an airbag going off could injure rather than protect them.

Why not re-acquaint yourself with the rules of the road? Your knowledge may be outdated, so check the Highway Code and try some of the questions asked in example driving theory tests.

Check that you have the correct car seat.

Check that you have the correct car seat.

Tiredness and being alert

Do you drive when tired or fatigued? If so, be aware that reduced reactions can have dire consequences. It’s important to take breaks or not even drive in the first place if you think you’re not 100% alert.

Using phones and other equipment

While against the law, do you still use your mobile hand-held while driving? As in ‘distractions’ above anything that takes some or all of your attention off the road is highly dangerous to you and your young passengers.

Use a hands-free Bluetooth device if your car doesn’t have it built in. Even then, protracted and in depth phone conversations on the move are not advisable.

The same applies to adjusting music devices such as iPods or stereos.

dick-smith-bluetooth-handsfree-car-kit_4d771941afb49

 

Margins for error

While modern cars have many safety features designed to reduce the likelihood of accidents, don’t become complacent. For example, in wet conditions slow down rather than rely on your car’s anti-skid features such as stability control and anti lock brakes to get you out of trouble.

Safety equipment is there to help as a ‘back up’ but it can’t compensate for irresponsible driving.

Using sat nav

While sat navs make a big difference to finding the way in unfamiliar territory, be aware of your actions while following directions. When you’re told to turn or change lanes, don’t forget to take the usual precautions such as checking the mirror and indicating properly.

Set Sat Nav before you start driving, or stop to reset it.

Set Sat Nav before you start driving, or stop to reset it.

Safety first

Driving yourself and young family members about is a major responsibility, and there’s much you can do to be safe. A lot is common sense, but preparation and keeping your focus on the driving plays a major part. While you must focus on seats etc, remember that the vast majority of the things you can do to ensure your child’s safety involves your own performance as a safe, responsible driver.