We Need To Talk About Savvy Shopping!

Do you adore shopping like me? Some people see it as a sport, even a hobby? Even if you don’t love to shop, you’ll still need to buy things at some point. So check out my tips for savvy shoppers below and get the most for your money.

Your Credit Cards

Many of your purchases, particularly when you are shopping online, are made on credit cards. This seems to be a good thing, you have protection if your items don’t turn up, and can then pay on a buy now pay later basis. But is this really such a good idea, and how much do you actually end up spending on your item? The answer is that this is fine if you pay off what you owe at the end of each month. If you don’t, your payments could actually be made up more of interest than actually paying off your balance, and that balance will grow every week. Use Calculator.Me to find out how much you are actually paying in interest each month, they have a credit card payment calculator which can show some quite shocking results and may encourage you to switch to a much lower interest credit card.

 

Loyalty Scheme

Another thing that savvy shoppers do is take advantage of stores loyalty schemes. It is always worth signing up for a shops loyalty scheme, especially if you shop there regularly. You’d be surprised at how many reward points you can collect over time. Maximize your points by combining them with other offers to get the best use out of them

Voucher Codes

Coupon and Voucher codes are a great way to be savvy when you are shopping. They can save you money on the item, get you items free or even provide you with free delivery.

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You can use coupons in store. Clip and organize them before you go, and make a list of the items and the amounts that you are aiming for. Some people even get into extreme couponing and managed to get their weekly shop entirely free of charge.

Another way to use coupons and voucher codes is when shopping online. Always do a quick search for coupons codes before you complete your purchase, as you never know what discounts you could be missing out on. Vouchers and discount codes can enable you to buy a better quality of the product because of the reduced price.

Sales

Savvy shoppers always make use of the sales. Unless you are just going to grab any old bargain, it’s best to have an idea of the sort of thing that you have in mind, otherwise, it can be too tempting to buy something you don’t need, just because it has a massive price reduction.

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A good technique is to look at and make a note of the full price items that you like. Then go straight to those when the sales starts. This means you are saving money on items that you would probably get anyway.

If I won the Lottery just what would I buy?

I love shopping! There, I’ve said it. I love the feel of getting something new, of finding a bargain, of treating myself, or a loved one, to something that has been admired, but may have been too expensive, and has maybe had to be saved for. But monthly bills and expenses, and also the ever growing expense of having a child who seems to grow out of things at an alarming rate means that my shopping habits have to be frugal and careful. How I wish that money was no object!

I’ve become one of the best bargain hunters around. I love to shop vintage, adore charity shops, and enjoy the sales so much. I love eBAY, and preloved sites where you can sometimes pick up coveted designer items for a fraction of the original price (my most recent purchase was a Furla bag that is just the softest, most gorgeous item.) And I love TK Maxx, where you can find both High Street and designer items at real bargain prices. But all this bargain hunting doesn’t mean I don’t dream of what I would do if one day I won the lottery. A lottery win is the stuff of dreams, but somebody has to win it and for the cost of the ticket it has to be worth a try. Many lotteries offer far more in prize money than the UK National Lottery. What damage I could do in Selfridges with that sort of money. I often daydream, after winning the lottery, what would I buy?

 

As money is now no object, I would also add a little piece of Victoria Beckham to my dress collection. Victoria’s close are known for being understated and elegant, but this abstract print metallic midi dress is probably as disco as Victoria is ever going to get, and I absolutely love the style and the print, although I’m guessing I would have to let if out a bit…I’m not exactly a VB sample size.

A holiday would be nice too. The place at the top of my wish list is New York. I would love to see a show on Broadway, and, as a massive Sex in the City fan, I would have to follow in Carrie’s footsteps by checking out all the sights from the hit TV show. Where to stay? It would have to be the The St. Regis, a bargain at around £500 per night. Show me the way to the penthouse suite please.

Shoes and Bags

Just like Carrie Bradshaw, I have a real passion for shoes and bags. Winning a fortune would leave me with a shoe collection that would rival Carries, and of course I would have to add some Manolo’s and Jimmy Choo’s to that collection.

New shoes need a new bag, and this season’s lust have BOTTEGA VENETA pouch leather clutch is just so gorgeous it would have to come home with me. The price? Well, put it this way, there’s no change from £1000. Definitely one for the lust list.

What else? A supermarket sweep around Tiffany’s would be nice, as would being let loose in the Foyles book shop on Tottenham Court Road. I also wouldn’t mind buying my favourite football club West Bromwich Albion if money really was no object.

We can all dream, can’t we.

Collaborative Post

How to Dress to Impress This Christmas

 Christmas is a season for love, joy, and peace, and the season to let your hair down, get glam, and dress to impress. It is party season, a time when you have every excuse to get your glam on. Most work environments have an office Christmas party where the food and drink is generous,and then there are family occasions, nights out with friends, and a movie date night with the hubby. The time is right for getting out and about, even if you live in pyjamas for the majority of the year. 

If you want to stand out from the crowd, you may need to invest in your wardrobe. Relying on a dress that has been in your closet for five years might not be the fit of current fashion today, so a fashion investment for your Christmas party may be necessary. The good news is that you don’t have to spend a fortune to look good, you can find perfect vintage styles and preloved clothing that you can customise, or just wear as it is in a retro look. If you are buying clothes online, you certainly shouldn’t just but the first thing you see without checking you can get it cheaper, you need to look for voucher codes, special offers, free delivery offers, literally everything you can that will save you money. Dontpayfull has some great deals for clothing and fashion, these may help you to get the shoes and the bag as well as the killer dress.
christmas-and-new-years-eve-party-looks-inspiration-31Feel Good Look Good
What you choose to wear to a Christmas party can say a lot about your personality and how you feel about yourself. Dress for yourself and your outfit will display your confidence, but try to impress wearing something that you feel uncomfortable in and this can be counterproductive. You don’t have to opt for something revealing or too clingy, you will feel more confident if you are comfortable and love your look. Try a midi dress if you have a curvaceous body, or a crop top with high waisted trousers if you are naturally slim with a boyish figure. Long sleeves are also fine, it is Winter after all, and, as Lydia Bright proves, they can look amazing on the right dress.60e9e928457f9105cd3f2ac39b0ccde6rexfeatures_6908342ao-v2-745x1024abbey-clancy-1135807_h113606_l_w650Try Quirky and Different
If fast fashion is not on your radar, you might be interested in quirky or vintage fashion. Vintage fashion is not for everyone, but if you can carry off this look wear it with pride. Vintage items are about finding your own fashion style and era. Think polka dots, sixties style dresses, mini or maxi skirts, and colourful short fitted jackets. This look relies on a confident individual who will be complimented numerous times on the outfit. Difference is good with fashion. You might not always be the latest trendsetter, but a colourful outfit quirky or vintage outfit makes a statement about who you are and your signature style.floral-appliques-lovely-way-add-texture-charmDitch the Black
Black is the classic colour when it comes to style, Coco Chanel and many others that have followed know the allure of the Little Black Dress. Nothing beats the little black dress when it comes to elegance, and it can also be slimming’ which can add to your confidence, particularly if you don’t usually wear dresses. But whilst black can be slimming and elegant, it can also boring, especially at Christmas time. If you choose to wear black, you could opt for a sequined effort, or glamorous lace, or you could choose to add an item of clothing in a bright  shade to wear with your black jacket or trousers/skirt.
cbb_emmaWEST HOLLYWOOD, CA - FEBRUARY 28: Actress Kate Upton attends Michael Sugar, Doug Wald, and Steve Golin's Pre-Oscar Party hosted by GREY GOOSE Vodka at Sunset Tower on February 28, 2016 in West Hollywood, California. (Photo by David M. Benett/Dave Benett/Getty Images for Grey Goose)