If I won the Lottery just what would I buy?

I love shopping! There, I’ve said it. I love the feel of getting something new, of finding a bargain, of treating myself, or a loved one, to something that has been admired, but may have been too expensive, and has maybe had to be saved for. But monthly bills and expenses, and also the ever growing expense of having a child who seems to grow out of things at an alarming rate means that my shopping habits have to be frugal and careful. How I wish that money was no object!

I’ve become one of the best bargain hunters around. I love to shop vintage, adore charity shops, and enjoy the sales so much. I love eBAY, and preloved sites where you can sometimes pick up coveted designer items for a fraction of the original price (my most recent purchase was a Furla bag that is just the softest, most gorgeous item.) And I love TK Maxx, where you can find both High Street and designer items at real bargain prices. But all this bargain hunting doesn’t mean I don’t dream of what I would do if one day I won the lottery. A lottery win is the stuff of dreams, but somebody has to win it and for the cost of the ticket it has to be worth a try. Many lotteries offer far more in prize money than the UK National Lottery. What damage I could do in Selfridges with that sort of money. I often daydream, after winning the lottery, what would I buy?

 

As money is now no object, I would also add a little piece of Victoria Beckham to my dress collection. Victoria’s close are known for being understated and elegant, but this abstract print metallic midi dress is probably as disco as Victoria is ever going to get, and I absolutely love the style and the print, although I’m guessing I would have to let if out a bit…I’m not exactly a VB sample size.

A holiday would be nice too. The place at the top of my wish list is New York. I would love to see a show on Broadway, and, as a massive Sex in the City fan, I would have to follow in Carrie’s footsteps by checking out all the sights from the hit TV show. Where to stay? It would have to be the The St. Regis, a bargain at around £500 per night. Show me the way to the penthouse suite please.

Shoes and Bags

Just like Carrie Bradshaw, I have a real passion for shoes and bags. Winning a fortune would leave me with a shoe collection that would rival Carries, and of course I would have to add some Manolo’s and Jimmy Choo’s to that collection.

New shoes need a new bag, and this season’s lust have BOTTEGA VENETA pouch leather clutch is just so gorgeous it would have to come home with me. The price? Well, put it this way, there’s no change from £1000. Definitely one for the lust list.

What else? A supermarket sweep around Tiffany’s would be nice, as would being let loose in the Foyles book shop on Tottenham Court Road. I also wouldn’t mind buying my favourite football club West Bromwich Albion if money really was no object.

We can all dream, can’t we.

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Strategies for Buying Online With Good Customer Satisfication

The benefits of online shopping are nothing to brush under the rug, but making purchases electronically can carry risks and can be a very different experience to shopping your High Street. However, you should be able to great deals, stay safe, and be satisfied with your all around experience.

Expect the best from the product and service

First of all, you should expect the same level of product and service when buying online as you when you buy from a store. The good news these days is that many companies are measuring their business in levels of customer success. Companies like User IQ explain this in terms of desired outcomes for business, with the ‘Desired outcomes representing what customers seek to do with your product combined with an adequate user experience.’ Many online businesses even us business software in order to measure this customer success, which could also be called customer satisfaction.

In short, you should be happy, not just with the product, but also with the ease of using the website, the delivery time, the way it was packaged, the courier used. Your whole shopping experience from start to finish.

Keep on Top of Security

 As Mike Homnick of PCWorld points out, basic techniques such as keeping your browser updated and installing a top-notch malware protection application can reduce the odds that a cybercriminal is successful with an attack. Additionally, check that you see a padlock icon in the url bar as you shop or make your payment to vendors through third-party sites, such as Paypal. This icon, along with https:// rather than http:// preceding the website address, indicates that the website is secured with Secure Sockets Layer (SSL) encryption. Online payment services also can provide more protection in that they often allow you to transfer funds without giving the retailer your credit or debit card information, all while protecting you with unauthorised transaction coverage and monitoring for suspicious activity. Using only secured network connections and sticking to only well-recognised retailer applications are additional tips. Finally, find and verify the phone number and physical address information for the company you’re considering buying from, as the National Cyber Security Alliance recommends. Legitimate businesses readily supply this data to prove they’re valid enterprises, as well as to facilitate good customer service.

Internet Security

Insist on the Minimum

 Many great retailers ask you for a little more information, such as your email address, for niche marketing or customer service purposes. Some pieces of data, however, such as your Social Security Number, specific date of birth or driver’s license number, have no marketing or delivery value for a legitimate seller. If you can’t place your order by providing your name, address and credit card/third party payment option, be suspicious. The fewer fields you have to fill out, the better.

Be Willing to Compare and Research

 The online market is incredibly competitive. If you buy from the first retailer you see, you might miss finding a better price from another seller, especially when you take into account that some websites offer incentives like cash back. Take the time to shop around, and don’t forget about options like coupons, which can reduce your bill even if your primary seller isn’t offering a deal. As you compare vendors, read as many reviews as you can, not only about the product you’re interested in, but about the sellers themselves. Aim to use only retailers that have satisfaction rates of 99 or 100 percent during the process, and check the company’s rating with the Better Business Bureau (BBB) to be absolutely sure the good reputation you’re seeing is valid.

Keep Documentation

Documentation such as confirmation emails or transaction numbers can assist with refunds, exchanges or other problems. Terms and conditions, price pages and product descriptions also fall into this category.

Assume a Return

Although you hopefully won’t need to return what you order, never buy anything online unless you’re aware of the seller’s return/refund policy. Many vendors won’t take back products without receipts, return numbers or original packaging.

Conclusion

 Online shopping can be a convenient way to get what you want or need, provided you take steps to protect yourself. Simple strategies greatly reduce the chances you’ll have a bad experience and of your marking your experience a customer success.

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How to Dress to Impress This Christmas

 Christmas is a season for love, joy, and peace, and the season to let your hair down, get glam, and dress to impress. It is party season, a time when you have every excuse to get your glam on. Most work environments have an office Christmas party where the food and drink is generous,and then there are family occasions, nights out with friends, and a movie date night with the hubby. The time is right for getting out and about, even if you live in pyjamas for the majority of the year. 

If you want to stand out from the crowd, you may need to invest in your wardrobe. Relying on a dress that has been in your closet for five years might not be the fit of current fashion today, so a fashion investment for your Christmas party may be necessary. The good news is that you don’t have to spend a fortune to look good, you can find perfect vintage styles and preloved clothing that you can customise, or just wear as it is in a retro look. If you are buying clothes online, you certainly shouldn’t just but the first thing you see without checking you can get it cheaper, you need to look for voucher codes, special offers, free delivery offers, literally everything you can that will save you money. Dontpayfull has some great deals for clothing and fashion, these may help you to get the shoes and the bag as well as the killer dress.
christmas-and-new-years-eve-party-looks-inspiration-31Feel Good Look Good
What you choose to wear to a Christmas party can say a lot about your personality and how you feel about yourself. Dress for yourself and your outfit will display your confidence, but try to impress wearing something that you feel uncomfortable in and this can be counterproductive. You don’t have to opt for something revealing or too clingy, you will feel more confident if you are comfortable and love your look. Try a midi dress if you have a curvaceous body, or a crop top with high waisted trousers if you are naturally slim with a boyish figure. Long sleeves are also fine, it is Winter after all, and, as Lydia Bright proves, they can look amazing on the right dress.60e9e928457f9105cd3f2ac39b0ccde6rexfeatures_6908342ao-v2-745x1024abbey-clancy-1135807_h113606_l_w650Try Quirky and Different
If fast fashion is not on your radar, you might be interested in quirky or vintage fashion. Vintage fashion is not for everyone, but if you can carry off this look wear it with pride. Vintage items are about finding your own fashion style and era. Think polka dots, sixties style dresses, mini or maxi skirts, and colourful short fitted jackets. This look relies on a confident individual who will be complimented numerous times on the outfit. Difference is good with fashion. You might not always be the latest trendsetter, but a colourful outfit quirky or vintage outfit makes a statement about who you are and your signature style.floral-appliques-lovely-way-add-texture-charmDitch the Black
Black is the classic colour when it comes to style, Coco Chanel and many others that have followed know the allure of the Little Black Dress. Nothing beats the little black dress when it comes to elegance, and it can also be slimming’ which can add to your confidence, particularly if you don’t usually wear dresses. But whilst black can be slimming and elegant, it can also boring, especially at Christmas time. If you choose to wear black, you could opt for a sequined effort, or glamorous lace, or you could choose to add an item of clothing in a bright  shade to wear with your black jacket or trousers/skirt.
cbb_emmaWEST HOLLYWOOD, CA - FEBRUARY 28: Actress Kate Upton attends Michael Sugar, Doug Wald, and Steve Golin's Pre-Oscar Party hosted by GREY GOOSE Vodka at Sunset Tower on February 28, 2016 in West Hollywood, California. (Photo by David M. Benett/Dave Benett/Getty Images for Grey Goose)