• finance

    Budgeting For The New Year: How To Sit Down And Create A Budget In 2022.

    Recent years have produced a number of financial problems. From the soft recession of 2019 and 2020, inflation in 2021, to the coronavirus’ effect on the economy overall, personal financial planning has become very difficult. This article will outline the ways that you can budget your money for the upcoming year so that you can make the most of 2022.  Making a budget can be time consuming, but it is worth doing so that you can have some financial security and peace of mind. With the new normal of the pandemic, it still remains possible to set up a financial plan that works for you. It is simply a matter…

  • children,  family,  finance,  Lifestyle

    A Life Insurance Policy Can Give You Peace Of Mind

    The saying happiness is a choice is too cliché but it is nonetheless true in many instances. Our life decisions help pave the way to either happiness or ruin, which means that prudence has to be exercised when making day to day choices. One such decision that we do need to make is how to prepare for the future, and while it may be morbid to think about our passing one day, many say it is a healthy attitude towards the reality of life. Hence, life insurance is becoming increasingly popular among young adults. Even people who have not yet started a family, or who haven’t yet left their 30’s…

  • finance

    Reverse Mortgage and Traditional Mortgage Differences and Similarities

    There are a lot of new choices you face when you retire. One of those choices might be what type of home loan to get. Obviously, you could choose the type of traditional mortgage on your property that you can get at any adult age. However, you could also opt for a reverse mortgage only open to those who are 62 and older. Here are some similarities and differences between the two. Similarity: They Both Require You to Own Your Home A mortgage is a loan against the value of a property you own. Both traditional and reverse mortgages require you, as the person signing the contract, to own the…