-
Avoiding Christmas Debt
It may be the most wonderful time of the year, but it is also the most expensive. Christmas presents, Christmas food and Christmas experiences are all lovely, but they cost money, money we often don’t have. Christmas is the time of year when credit cards are maxed, store cards are opened and debts are accumulated, debts that we will then be paying off right into the New Year and beyond. There are things you can do though, to keep the spending, and therefore the debt, at a more manageable level. Sort out the debt you already have If you already have loans, credit and store cards that you are finding…
-
Make Groupon a Regular Part of a Financial Life
It’s easy to approach your personal finances just like people have for dozens of years: save, pay off debt, invest, etc. While these are timeless skills that won’t go out of fashion anytime soon, it’s easy to forget about modern resources that make saving money easier. Case in point: Groupon. Groupon is one of the few money-saving resources that has stood the test of time on the internet. While countless other websites have gone the way of the dinosaur, Groupon is as good as ever. Here are ways to save through many of the businesses they promote. All of these will be familiar, and some of them are probably businesses…
-
Money saving home ideas – Electric Radiators
I’m continuing with my posts dedicated to helping you save money on your heating bills and am now turning to electric radiators. Electric radiators are an easy way to add heat to any room, and yet they can help you save money on your bills, as much as 50% in some cases. They can be fitted in any room, and, in the case of towel radiators, they can also be a super stylish addition to the general look of the room too. But it is not just about the home. We recently purchased electric radiators from Best Electric Radiators for our caravan in Wales. The gas fire heats most of…
-
Heating your home with Firewood
It may seem strange timing to say I am thinking about Winter heating bills in the middle of summer, but I am. Each year it seems that the cost of keeping your home warm and cosy through the Winter rises, often well in excess of inflation, and more and more we are faced with the choice of keeping warm and paying huge bills, or leaving the heating off and adding another layer of jumpers. I think this is why many families are making the decision to add a wood burner to their living room and are using firewood as a cheaper source of heating. I am giving this serious thought…
