money
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Saving for Joe’s future
I sometimes find it hard to remember the days ‘BJ’, that is, before Joe. But one thing I do remember clearly is just how much disposable income we had, money to spend on frivolities like clothes and make-up, eating out, excessive amounts of shopping that we didn’t need, and holidays. These days it seems that every penny is accounted for and earmarked and most of it seems to be earmarked for Joe. Earmarked for Joe? Yes, it has to be said, it costs a fortune being a mom to a football mad boy. Each month we spend around £100 on his football training and subs. He has a season ticket…
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How Families Can Make Their Homes Feel Warmer This Winter.
We’re in the throes of winter and coming home to a warm house has become the best part of the day. However, for some, switching on the heating can be a huge decision. A recent survey looked to find out why more and more households are leaving it until the very last minute to switch on the heating. Even if it’s icy outside and temperatures have fallen heavily, many families are still refusing to turn on the heating. Ever increasing energy bills are forcing people to look at other ways of conserving heating. But there are other things that you can do to make your home feel warmer, as it…
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Financing Your Life And Choices
Once upon a time shopping was simple. You went to the cash machine, drew out your money, and you shopped until it was all spent. Designer clothing was the property of the super rich and famous, the rest of the population were perfectly happy to stick to the Great British High Street, and as for internet shopping, it was merely a blink in the World Wide Webs Eye. But fast forward to the present day. It is no longer just the celebrities who carry the designer bags, or wear the Louboutin shoes. Nor is it just the rich who buy designer clothing. Take a look at Harvey Nichols or Selfridges…
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We All Need A Credit Card At Some Point.
Money. It definitely makes the world go round, and it is certainly better to have than to not have. But even though in an ideal world everything would be paid in cash and we would have heaps of the stuff under the bed in sacks, the reality is that we now live in a plastic, and sometimes contact less, world and that means that we sometimes need to rely on a little bit of credit to make life easier. There are many reasons why we might turn to a credit card. I have taken out credit cards at various points in my life, and for a variety of different reasons.…
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A Fantasy Fashion List
It may almost be March (although no one bothered to tell the weather…) but for many of us, the financial hangover from Christmas is still there. Christmas is a very expensive time for people in general, and in my house, it is also the time of Joe’s birthday which makes it even more costly. Shopping treats have been something not on the menu, although I must admit I have enjoyed filling online baskets, only to leave the final checkout. If you are feeling the pinch as we head into Spring, you could look at a bank loan or Lendgreen Installment Loans to tide you over. Alternately, you could look at making…
