When it comes to Christmas, we are all looking for a way to make our money go that little bit further. There is just so much to buy, from presents for family and friends, all that festive food and drink, to the clothes to take us all the way through party season and on to New Year’s Eve. It is the most wonderful time of the year, but also the most expensive. This is the time of the year when people look at taking out loans from the bank in order to fund excess. Some people take a mortgage break or max out on the credit card. Others enjoy a…