-
Peer to Peer lending with Lending Works
There comes a time in everyone’s life when we are in need of a loan. When we are younger it is often our parents we turn to, as we get older, and want to buy a car, or take a special holiday, or make those home improvements, it is usually our bank that gives us the cash. But these days, more and more people are looking into a third option – Peer to Peer lending. One of the most popular and trusted of this exponent is Lending Works. Peer to Peer lending allows people to lend or borrow money to individuals or small companies. It cuts out the middle man…
-
All about Nutmeg pensions
When you are in your twenties, thinking about securing your old age with a pension seems to be such a long time ahead. It is easier to live for today and not be worrying about something so far in the future. But when you hit 40, your pension doesn’t feel so far ahead anymore, and that forward planning begins to feel very important, almost a necessity. I have some savings courtesy of a superannuation I paid into for 12 years, but nothing else in terms of a pension, and with a child and yet another birthday passing, it suddenly feels like I need to sort something. I have recently been…
-
Packaged bank accounts – Are you satisfied?
I opened my bank account when I was just a girl of seven. It was the jeans scheme of the original TSB bank, and I was so proud of the little denim bank book, although I sometimes wished I had joined the NatWest instead and got those piggies. Over the years I stayed with the same bank, until TSB and Lloyds Bank merged, and then un-merged in a Farage style manner. The accounts have changed over the years, but one thing has stayed the same, I don’t pay for my bank account. But many people do. The packaged bank account has become a trend in recent years. This is a…
-
Bingo Helps You Indulge in Some Sinful Cravings of Yours – Here’s How
Quite sometime back I wrote a post on what I would simply love buying if I won a lottery. The list included some of my favourite things, like a walk-in wardrobe, a whole lot of shoes and some lustful handbags presented by Paula Reed at Harvey Nichols. Well trust me, I am still in love with everything pretty and I wish I could grab all those lustful cravings of mine in one go. But alas! to buy exactly what I desire I would need big pots of money at my disposal and that’s where I falter. Of course, as I said in my previous blog, if I could win the…
-
Online banking is becoming more personalised
Online banking is one of the many conveniences that the digital age has brought with it. It enables you to view your balances, make transfers and pay bills, all from your mobile phone or tablet. Whilst there’s no doubt that mobile banking is incredibly convenient, there is a personal touch that’s missing when you log into your account online, especially compared to visiting your local branch. Whilst a lot of banks now offer live chat for their customers, many people find this to be a very impersonal way of having their questions answered, after all, it is still faceless and anonymous, and so, as a result, banks are now looking…
