What are the biggest expenses in your life? For most people I would say that their list would be their kids, their home and their car. Each is an ongoing expense that seems to need constant investment (especially children as I’m currently trying to fund Christmas, a birthday and a school residential at the same time.). The good news is that, at least when it comes to your car, you can successfully cut down your budget in order to make life just that little bit easier,
KAP Motors, who are based in the beautiful seaside town of Brighton, have recently planned an informative campaign regarding ‘6 Ways to Cut Down on Your Car Budget’ and I thought I would add a few of my own thoughts that may just help you to save money.
Buy Second Hand
If you are planning to get a new car in the New Year, you may just want to consider buying a car second hand. The one thing that is true about buying a brand new car is that it starts to lose value the minute you drive it off the showroom forecourt.
Instead of setting yourself up to pay a huge expense with finance you might be better to check out used car showrooms for good deals with low mileage and one careful past owner. Set yourself a realistic budget that you can afford, and find out what you can get in part exchange for your old car.
Don’t Forget Your Service
It is pretty unbelievable the amount of people who skip the service and then end up paying far more in repairs for bigger problems that would’ve been picked up if they had allowed their car a pamper. Neglected vehicle care almost always means much higher costs down the line in the form of more extensive repairs or lost resale value, and this is silly when issues could’ve been stopped in their tracks. Regular services at a reputable motor group like KAP Motors Brighton can ensure your car runs smoothly for a long time.
One of the biggest recurring expenses when it comes to your car is fuel. You car can’t move without it, but there are ways you can make it go a little bit further. Stick to speed limits, make sure your tyres are pumped up, and avoid using the air conditioner unless you actually really need it (and then maybe just open the window), all these things can stop the drain on your diesel.
You’ve done it. You’ve past your driving test. Finally you will have your own set of wheels, and with it, your independence. So now all you need to do is find a car, something that suits you, your style and your budget. And this is where you suddenly start to hit problems, having lots of questions that need answers as you try to find yourself a good, reliable car that is value for money and will be dependable. Not easy is it?
Motorparks ,who deal in both new and used cars and vans, promise you a better motoring experience, and to help you make the decision about whether to buy a new car or a used car, they have put together a very useful infographic which answers all those questions related to the pros and cons of both a new car straight from the showroom, or a used car from a dealer or private sale. There is information on car depreciation, finance, fuel economy and environmental issues and maintenance costs, and there is also a very interesting and informative section on what to look out for if you choose a used car as your option. Clocking, Cut and Shut and cloning (basically identity theft from cars) can all be major issues and you need to be aware of them when buying a second hand car, particularly in a private sale.
Another great online tool that could be very useful to a first time driver is the MOT expiry date checker from Accident Advice Helpline. It is so simple to use, simply input the registration number of your vehicle, and it will tell you the expiry date of your MOT, hopefully saving you from a hefty fine.
Ultimately, buying a car is down to you, your preferences, your circumstances and your budget. Just make sure that before you make the momentous decision, you have all the facts about the car, have asked all those all important questions, and are not sold something that you later live to regret.
I can still remember the very first car my dad owned from when I was a child. It was a very battered Vauxhall Viva that seemed to be held together by fumes and was an old banger to say the least. But it was loved, very loved, and it had a name, we all called ‘her’ Bessie.
Since then my dad has had many cars, all of which have had a name, the latest being Jazz. But funnily enough, in my own life we own both a car and a van and neither of them have been ‘christened’ with a name. Which now seems a little sad, because all the best cars do have their own name. Consider the evidence.
Chitty Chitty Bang Bang
Co-op Insurance has produced a fun, light-headed tool that can help you find the perfect name for your wheels. The ‘Name your Ride’ app transports you to the perfect name for your car based on your answers to a series of questions. These include whether you think your car is male or female and what decade your car was manufactured in. At the end of the questions, you are presented with the perfect name for your car in the form of a cute online personalised number plate.
I took the test for our car, a much loved, sleek and shiny BMW. I decided that the car is female, added details on when she was manufactured and how we see her, and was then presented with a personalised registration plate. The name of our car…wait for it…
I have to say I love it, it’s sassy and fun and totally suits our car. I will be referring to the car as Whoopi from now on, although I’m guessing that the hubby would insist the car was actually male.
Why not have a look and find out what your car would be called?