money
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Spreading the cost of being a wedding guest
Summer 2015 has been one of my favourite years for attending weddings. I have watched lots of my family and friends tie the knot over the summer months – it’s been so much fun! But what hasn’t been fun is the rather large hole it has left in my savings account… I have always put money aside for special events and occasions but this year has hit my finances hard. After all, like many ladies, the thought of being seen in the same outfit twice fills me with dread! And, this year in particular, my eyes were opened to the fact that it’s no longer the case that weddings are…
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Peer to Peer lending with Lending Works
There comes a time in everyone’s life when we are in need of a loan. When we are younger it is often our parents we turn to, as we get older, and want to buy a car, or take a special holiday, or make those home improvements, it is usually our bank that gives us the cash. But these days, more and more people are looking into a third option – Peer to Peer lending. One of the most popular and trusted of this exponent is Lending Works. Peer to Peer lending allows people to lend or borrow money to individuals or small companies. It cuts out the middle man…
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Money saving home ideas – Electric Radiators
I’m continuing with my posts dedicated to helping you save money on your heating bills and am now turning to electric radiators. Electric radiators are an easy way to add heat to any room, and yet they can help you save money on your bills, as much as 50% in some cases. They can be fitted in any room, and, in the case of towel radiators, they can also be a super stylish addition to the general look of the room too. But it is not just about the home. We recently purchased electric radiators from Best Electric Radiators for our caravan in Wales. The gas fire heats most of…
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BetterVouchers.com – finding the best deals for you.
Question: Have you ever decided to buy something and then searched the internet for a voucher code? The answer is probably yes. Next question. Have you ever searched the voucher code sites and ended up really disappointed – no real offers, directory listings that are being advertised as ‘offers’ or ‘offers’ that you can find when you go shopping anyway – things like free returns or free delivery? I’m guessing the answer is probably yes once again. It is so frustrating that my voucher sites fill their pages full of offers, discounts and bargains that are anything but. This is why I am so impressed with the ethics and ethos…
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All about Nutmeg pensions
When you are in your twenties, thinking about securing your old age with a pension seems to be such a long time ahead. It is easier to live for today and not be worrying about something so far in the future. But when you hit 40, your pension doesn’t feel so far ahead anymore, and that forward planning begins to feel very important, almost a necessity. I have some savings courtesy of a superannuation I paid into for 12 years, but nothing else in terms of a pension, and with a child and yet another birthday passing, it suddenly feels like I need to sort something. I have recently been…
