Whoever you are, however much you earn, there will be times in your life when you need to borrow. This could be in terms of getting a mortgage to buy your first, or a new home or applying for a credit card or a loan in order to pay for a wedding, a new car or home improvements. Whether you are successful in your application depends very much on your credit score, a poor credit score can mean that applying for further credit when you need it becomes difficult. How is a credit score arrived at? Your credit score is based on how much you spend and how you pay…

Question: When are joggers not joggers? Answer: When they’re a pair of faux leather, high waisted, cuffed joggers from Femme Luxe. I’ve been wearing a lot of joggers over the cold, Winter months of lockdown. They’re warm and comfy, easy to wear, easy to work and home school in, and great for when I want to go for a walk for daily exercise. They are no-brainer, no nonsense pieces that totally earn their place in my wardrobe…and then some. But you only have to look at the fashion magazines and online sites to know that joggers are no longer confined as loungewear and casual wear, but can actually be a…

If ever you needed further proof that this year is moving along very fast, then the fact that next Sunday (March 14th is Mother’s Day) should be proof enough. A really special day, both for moms, mum’s and mom figures everywhere, this is the one day of the year when that special lady in your life should really be pampered and treated to something nice. Something from ARRAN Sense of Scotland could certainly fit the bill. If you are not already familiar with the brand ARRAN Sense of Scotland. then you are in for a real treat. Based on the spectacular island of Arran, the brand has grown from a small…

Spring is always a time to think about redecorating your home, the whole Spring clean and new broom seems to take a hold when the weather is improving and we want to brighten our homes. Redecorating can cover a whole raft of possibilities, ranging from the simply cosmetic – new soft furnishings for instance, to the more dramatic renovations – new floors, window and doors, or even rebuilding – adding a loft conversion or another room. Whatever you choose to do, you are sure to be influenced by the latest home trends that you can see in the style magazines and daytime magazine shows. Here are a few of the…

It’s the most wonderful day of your life, a day when you want everything to be just perfect, and that certainly applies to your choice of venue. Your wedding day is the one day when everything needs to be just right, and the setting you choose can definitely help to define the style and mood of your wedding. These days, many couples are abandoning the tradition of church and hotel based weddings, and are opting to combine a wedding and honeymoon by getting married in a foreign beach resort. And why wouldn’t they. A romantic wedding on a beach works so well on so many levels. It is perfect if…